Thursday, January 30, 2014

1 Year Loan Options

Basics Fifty year mortgage loans have recently been introduced.
The longer loan term means that the monthly payment will be lower than a similar 1  year loans term.
In a rising interest rate environment this loan type offers a new option for borrowers looking for a lower payment. This loan type can partly offset rising interest rates.
These types of loans are now offered by a variety of lenders.
Checklist To See What Qualifies These types of loans are available for different types of properties, including primary residences, vacation homes, and rental properties.
A borrower can do an application with a variety of different documentation levels, including:
·         Full documentation
·         Stated income, verified assets
·         Stated income, stated assets

The 1 year loan term comes with different options for how long it can be fixed. Loans are offered that are fixed up to 1years, but usually not longer than this.
Fifty year loans usually have balloon payments at the end of 30 years. This is usually not a problem, since most people do not keep a loan for 1years.
Credit scores for this type of loan can be as low as 500, depending on other loan factors including the equity in the property.
These loans can also be up to 100% of the value of the property.




2 comments:

  1. How to get a personal loan for 1000 are services which are tailored for settling your earlier debts. You can opt for it in the secured and in the unsecured type. You can thus avail this monetary facility although you are a non-homeowner. Application for this scheme is easy through the online medium. For more please visit us @ 50 pound loans.

    ReplyDelete
  2. Sms Loans enable all kinds of salaried borrowers arranging extra funds in a short span of time. One can apply for this loan by sending SMS by mobile and get the cash in your bank account.

    ReplyDelete